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Small Business Optima

Low monthly balance and higher monthly transactions

Benefits

  • Low monthly balance requirement1
  • 200 free transactions2 per statement cycle
  • Account analysis
  • Business debit card
  • Online and mobile banking
  • Unlimited basic bill pay
  • Current-day activity reports
  • Electronic statements
  • Mobile remote deposit with a $3,500 daily limit and a $10,000 monthly limit
1 Minimum balance requirement of $2,500. If an average collected balance of $2,500 is not maintained, a $10.00 monthly charge will apply.
2 Transaction items include deposits, credits, checks paid and other debits. ACH and debit card transactions are not included in the 200 items. A fee of $0.50 applies for every additional transaction over 200.
"It is hard to find another bank in which the CEO and the entire leadership team are available to speak to you if you have questions. They are ready, willing and able to help small business owners with their needs."
Sam Trivedi, Managing Partner Shree Hospitality LLC

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